Could a personal loan to cover funeral expenses be right for you?

We understand that arranging a funeral is expensive and, for many, paying funeral costs upfront is challenging.

Fenix Funeral works in partnership with Funeral Safe, which offers unsecured personal loans specifically to cover funeral costs. 

Why choose a Funeral Loan over a traditional personal loan?

Here are some key facts to help you decide if you wish to take out a loan for your loved one’s service:

• Speed: Approvals can be granted on the same day of application. If your loan is approved, Funeral Safe will promptly notify Fenix Funeral and ensure the payment is processed accordingly.
• Loan Eligibility: Eligibility is assessed based on affordability not job status - meaning if you are self employed, a homemaker or receive benefits you are more likely to get approved.
• Flexibility: The funeral costs can be funded in whole or in part, from £500- £10,000, with repayments spread over 12 months to 5 years.

Important Details

• The APR loan ranges between 10.75% and 27.9%. 
• There is no early settlement fee. 
• Soft check eligibility will not show to other lenders.
• Your monthly payment plan, along with the applicable interest rate for your finance agreement, will commence after a period of three months.
  
• For a duration of three months, you will not be required to make any scheduled repayments, and no interest will accumulate on your account. Throughout this period, you have the flexibility to settle your account at your convenience without incurring any additional charges.
• Your monthly payment plan, along with the applicable interest rate for your finance agreement, will commence after a period of three months.
• Funeral Safe Limited, the lender, holds authorization and regulation from the Financial Conduct Authority. 

How do I apply for a funeral loan?

The online application process is straightforward, and we can help you get started. 

1. We advice you to first check what your monthly payments could look like. 
2. Then you can check your eligibility and complete a full application, this takes a couple of minutes.
   
3. When the loan is granted Funeral Safe will make the payment directly to Fenix on your behalf. You will pay a fixed affordable monthly amount until the loan is paid off.
   

I want to know more first

For personalised assistance and detailed information, our dedicated team is ready to support you. Please reach out to us using the contact information provided below.